This 1904 credit memorandum from H F Davis and Company documents a grain and feed adjustment issued by a Duluth wholesaler serving Upper Midwest merchants.
Duluth functioned as a primary gateway between Great Lakes shipping and inland rail distribution, making it a strategic center for grain, flour, hay, and mill feed trade. General grain dealers operated at the junction of lake traffic and prairie production, managing returns, shortages, and account credits as part of routine commercial exchange. These firms linked rural elevators with town merchants through standardized paperwork that tracked both product movement and financial settlement.
The document is dated April 14, 1904 and is addressed to a customer in Somerset, Wisconsin. It records a credit applied to an account for returned or adjusted quantities of grain products, with handwritten calculations entered into printed columns under the heading “Credit Memorandum.” The letterhead identifies H. F. Davis & Co. as general grain dealers handling flour, hay, and mill feed in Duluth, preserving both business identity and transactional detail on an 8 x 4.5 inch commercial form.
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